Our Legal Blog

The Bankruptcy Means Test for Chapter 7 Filings

The Dangers of Waiting to File for Bankruptcy

If you have debt that you don’t know how to turn around, you may be able to get relief through bankruptcy. The only legal way to have your debts forgiven, bankruptcy is a federal process by which consumers can eliminate overwhelming financial burden and protect themselves from aggressive creditors. Filing under Chapter 7 of the United States Bankruptcy Code is the most common form of personal bankruptcy, and while it is generous in providing a fresh start, not everyone is eligible. Although many discussions concern whether Chapter 7 bankruptcy is the right choice for your […]

September is College Savings Month

Saving for College

Along with leaves changing color and cooler temperatures, autumn sees the return of school. While it’s easy to get caught up in the immediate necessity of buying new supplies and clothes, it’s also a great time to consider your kid’s educational future – and how you’re going to pay for it. In a nationwide effort to raise awareness about saving for higher education, September has been designated as College Savings Month. The most important thing you can do is make a plan. Navigating the maze of college scholarships, financial aid and student loans isn’t easy, […]

6 Common Estate Planning Issues

Estate Planning

Most people labor under the assumption that life will follow a “normal” path, stretching from school to retirement with a chapter for marriage and kids. But real life is full of choices and twists of fate. There are no guarantees except death and taxes. Consider what would happen to your loved ones if you died suddenly and unexpectedly. On the other hand, what would happen if you lived to an old age? Making estate planning decisions from your death bed comes with its own set of challenges. Putting a plan in place now and having […]

Where There’s a Will, There’s No Intestate Succession

No Will

If you don’t have a will, you’re not alone. According to a survey released last year by Rocket Lawyer, 64 percent of Americans have not taken the time to draft one. Further, the survey revealed that just about half of married Americans with children had no will, while more than 80 percent of single Americans with children did not have one. And the reasons likely sound familiar: 57 percent said they “just haven’t gotten around to making one.” 22 percent felt that making a will wasn’t urgent. 17 percent didn’t think they needed a will. […]

One Last Gift You Can Give Your Family

Funeral Planning

Planning a funeral or memorial for a loved one is something that becomes a sudden and immediate responsibility. At a time when people are already their most vulnerable, the practical demands of saying goodbye can add unnecessary strain. While it’s not pleasant to plan for your own passing, think of it this way: you have the opportunity to leave your family and friends a gift they’ll remember forever – being able to grieve without the weight of emotionally- and financially-charged decisions. Funeral planning is a natural extension of will and estate planning. Thinking ahead can […]

Supreme Court Clarifies Bankruptcy Judges’ Authority

Bankruptcy Judges

The U.S. Supreme Court has clarified the authority of bankruptcy judges. This new ruling allows parties to agree that the bankruptcy court could make decisions that involve the application or interpretation of state law. The Court made this decision in Wellness International Network, Ltd. v. Sharif, No. 13-935 (U.S. May 26, 2015). In a 6-3 decision, the Court reversed a Seventh Circuit Court of Appeals ruling that had limited the power of bankruptcy judges to make final decisions concerning whether certain property belonged to a bankruptcy estate. This case arose after Wellness International sued Sharif […]

Guardianship: A Valuable Legal Tool for Helping the Elderly


Aging is a part of living for all of us, even celebrities. Beloved American radio and TV personality Casey Kasem’s final chapter recently grabbed the headlines, but, in fact, his situation is all too common. Casey suffered from advanced Parkinson’s disease, was essentially bedridden and showed signs of diminished mental capacity. His wife of more than 30 years shut out family and friends, causing his children from his first marriage to turn to the courts for the power to protect their incapacitated father. Their request for a conservator was granted on a temporary basis just […]

7 Things All Debtors Should Do

7 Things All Debtors Should Do

No one likes to owe money. Not being able to pay the bills can leave people feeling frustrated, embarrassed, depressed and hopeless even though many money troubles are due to forces beyond their control, such as losing a job or getting very ill. You may be contacted by a debt collector once your debts are seriously past-due. A debt collector may be a collection agency, a lawyer who collects debts as part of their business or a company that buys delinquent debts and then tries to collect them. As you deal with the situation and […]

Business Owners Need a Graceful Exit Strategy

Business Owner

It’s easy to get caught up in the demanding pace of everyday life. Many of us don’t seriously consider making a plan for the future, for taking the necessary steps to protect what’s important to us. Estate planning is complex, yet essential, and owners of businesses must deal with the same possibilities as individuals. Succession planning allows small-, medium- and large-sized businesses to prepare for the inevitable by combining corporate law solutions with estate planning solutions. With the youngest members of the baby boom generation set to turn 65 years old by 2029 (with the […]

Facebook is Forever

Social Media Estate Planning

Like flossing and checking your tire pressure, getting your affairs in order in the event of your death is just one of those things it’s wise to make time for. Draft a will to determine who gets your assets. Appoint a health care proxy who can make medical decisions for you if you can’t. Create a living will detailing which medical treatments you do and do not want undertaken if you become incapacitated. Designate a “legacy contact” on Facebook to handle your friend requests. That’s right – your Facebook profile can live on long after […]