No one, whether you are an individual, the head of a family, or business owner, wants to face the prospect of filing for bankruptcy. You need representation from a Lexington, KY bankruptcy lawyer that understands your unique situation and knows how to help you make a fresh start.
more than 35 years…
When considering whether you need a financial advisor or a business lawyer, maybe your best bet is a provider with one foot squarely in both worlds. You expect your financial advisor to know you on a deeper level than your attorney. But you should also trust that advisor to know business law without having to call HIS or HER lawyer and translate your needs to the attorney’s specialty. And you want to trust both planner and attorney with your goals and desires for your money, your worries, how you want to take care of your family — someone who understands your life and goals.
For more than 35 years, our team of experienced lawyers has worked to deliver timely financial planning, legal advice AND individual attention to our clients, regardless of their economic standing. To that end, we proudly offer the following boutique of legal and financial services.
Bankruptcy laws were written in order to offer a fresh start to individuals and businesses – from sole proprietorships to corporations – that find themselves drowning in large amounts of debt. Chapter 7 and Chapter 11 bankruptcy offer an opportunity for a new financial beginning. They lower the amount of debt that distressed businesses owe, in some cases completely eliminating stifling financial obligations. Bankruptcies that are deftly managed can positively impact the legally mandated period of time in which bankruptcy debts can be discharged.
Every day, hardworking people who care and provide for their family end up with their finances in shambles, often for no other reason than the fact that the American middle class is under fiscal assault from all sides. Creditors keep calling for their money. Late notices – 60-, 90-, 120-day collection bills – and utility shut-off warnings flood your mailbox. Cars are in danger of being repossessed, and maybe you are threatened with wage garnishment or the loss of your home.
Bankruptcy forgives your debts, sometimes in less than a year. It can be the only way to stop aggressive creditors from using the courts to seize your possessions.
Estate Planning & Trusts
As we age, the focus of estate planning shifts from taking care of ourselves into assuring that our estate takes care of our loved ones after we’re gone. It makes little difference what our age or health status may be; an effective estate plan benefits just about everyone. Today is the ideal time to begin constructing your custom estate plan while you can. Having your unique estate plan can guarantee your property will be distributed according to your personal wishes, and with minimal delay.
Wills, durable financial powers of attorney, instructions regarding your health-care wishes through a living will, or durable medical powers of attorney can also be easily folded into an all-encompassing estate or trust plan.
If you’re forming a business, legal advice about which type of enterprise is best suited for your needs is paramount. Is sole proprietorship the answer? How about an LLP or LLC; or might incorporation be the answer? Understanding the advantages and disadvantages of each business classification relative to your needs is vital as you consider what form your business will take — or when it might need modification. There is also a virtual cornucopia of business documents you must leverage in order to legally protect your fledgling – or transitioning – company as it grows and flourishes, including the following:
- Employment contracts
- Non-disclosure and non-compete agreements
- Loan documentation
- Regulatory compliance
- And many others, even business dissolution
Personal Service from Qualified Attorneys
There are so many vital ways in which the offices of Bunch & Brock, Attorneys at Law, can be of service.
The attorneys at Bunch & Brock are dedicated to transparent client communication. We do not rely on secretaries or paralegals to meet with you and relay messages back and forth. Your attorneys personally attend to your needs throughout your relationship with the firm, from the initial meeting and through every step of our association with you. You will always meet with your lawyer – NOT a paralegal.
Most of our attorneys were raised here and continue to live in Lexington and other towns in Central Kentucky. We know the problems the good people in our region face on a daily basis, and the relationships we’ve forged with clients and the community are the cornerstones of our practice.
If you are considering filing for bankruptcy due to personal or business-related financial difficulties, if you need a will, trust or estate planning assistance, or you seek business formation advice, we are here to help in any way we can. Contact us by calling 859-254-5522 to put the wheels of change in motion.