What is the Statute of Limitations on Debt in Kentucky?

Posted on June 21, 2021 - 7:33 pm by Caryn Belobraidich

If you’re behind in your bills and fear you’ll be sued, you may be wondering, what is the statute of limitations on debt in Kentucky? The Kentucky statute of limitations on debt collection is a deadline for a lawsuit to be filed. You may have many valid defenses against a collection lawsuit. Depending on the […]

What is the difference between Chapter 7, 11 and 13?

Posted on April 21, 2021 - 7:21 pm by Caryn Belobraidich

If you are facing mounting debt with no end in sight, then you may be considering bankruptcy as a way to get back on your feet and pursue a fresh start. But then the question becomes: what is the difference between Chapter 7, 11 and 13? The type of bankruptcy you choose will depend on […]

Does Bankruptcy Mean Cutting up Credit Cards?

What to Do If Your Wages Are Garnished

Posted on March 17, 2020 - 5:09 pm by Caryn Belobraidich

Based in Lexington, KY, our wage garnishment lawyers can help you protect your rights and be your first line of defense. Contact us today by calling 859-254-5522.

What are Kentucky’s Exemptions for Chapter 7 Bankruptcy?

Posted on June 20, 2019 - 8:14 pm by Caryn Belobraidich

If you’re thinking of filing for Chapter 7 bankruptcy, you probably already know that the standard process is to liquidate (sell) your property. Property exemptions allow you to protect some of your property from being liquidated to repay your creditors. In Kentucky, you have the option of choosing between federal and state exemptions when you […]

How to File Bankruptcy in KY

Posted on May 15, 2019 - 1:37 pm by Caryn Belobraidich

If you are considering filing bankruptcy in Kentucky, this is going to be a difficult and confusing time. Sometimes things happen in our lives that we can’t help. A sudden layoff, a business mishap, or an unexpected medical crisis can always threaten a person’s financial stability. Through no fault of your own, you could be […]

What Are the Repossession Laws in KY?

Posted on April 25, 2019 - 3:54 pm by Caryn Belobraidich

If you fall behind on loan payments for a car, truck, or other vehicle, the creditor has a legal right to repossess this property. For people struggling with finances due to a temporary set-back, losing transportation this way can be devastating. It is certainly difficult to earn necessary wages when you lack reliable transport to […]

Does Bankruptcy Affect Child Support Payments in Kentucky?

Posted on February 28, 2019 - 9:34 pm by Caryn Belobraidich

Financial support for children is of primary importance, and Kentucky gives child support obligations priority in any bankruptcy proceeding. Filing for Chapter 13 or Chapter 7 personal bankruptcy will not discharge child support arrearages or put a stop to a payee’s obligation to continue monthly payments. It is very important for child support, as well […]

Estate | Lexington Estate Planning Attorney

Buying a House after Chapter 7 Bankruptcy

Posted on January 11, 2019 - 4:21 pm by Caryn Belobraidich

After receiving a bankruptcy filing discharge in Kentucky, it is time to look forward. One of the best reasons to file bankruptcy is to leave past problems behind and move toward a fresh start. You will be free of the burden of unmanageable debt, but you will also face the challenge of a lower credit […]

What are the Chapter 7 exemptions in Kentucky?

Posted on December 6, 2018 - 9:43 pm by Caryn Belobraidich

Kentucky Bankruptcy Exemptions Help You Get a Fresh Start The purpose of filing for Chapter 7 bankruptcy is to get a fresh start financially, and Kentucky bankruptcy exemptions are one way to help you do so. These exemptions keep you from being left destitute and allow you to start over with enough essential property to […]

Can I Keep My Car If I File Chapter 7?

Posted on November 9, 2018 - 2:59 pm by Caryn Belobraidich

If you are thinking about filing for Chapter 7 bankruptcy relief, you probably know this involves “liquidation,” or selling of property, to pay back debts. This is naturally worrying, especially when it comes to the property you need, such as a vehicle you use for transportation. Many pre-bankruptcy clients wonder, “Can I keep my car […]

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