You Have the Tools to Rebuild Your Credit

Posted on April 23, 2018 - 2:00 pm by Matt Bunch

Maybe you’re the type of person who obsesses over their credit score. Or maybe the mention of the term causes you to space out from boredom. Regardless of how much you care about your score, it exists, and it’s a key part of how you’re evaluated by financial institutions. You’ve likely heard about the impact […]

New Bankruptcy Bar Date Drops from 120 Days to 70 Days

Posted on April 10, 2018 - 2:08 pm by Matt Bunch

Dogged by numerous creditors? Unable to afford the lease payments on your business space? When the battle to remain solvent becomes too tough, an option of last resort for individuals and business owners is filing for bankruptcy. It can be a tough sell for many. We have it drilled into us that bankruptcy is a […]

Getting Your House in Order – How to Strengthen Your Credit Score

Posted on February 21, 2018 - 4:13 pm by Matt Bunch

If you have accumulated more debt than you can reasonably afford to pay, filing for bankruptcy is often the best option. When you file for bankruptcy, you are able to get out from under the debt and ensure a better financial future for yourself and your family. However, the bankruptcy will have a negative effect […]

Equifax Changes Policy on Credit Ratings After Bankruptcy

Posted on December 6, 2017 - 8:18 pm by Matt Bunch

Equifax has been in the news quite a bit as of late, but a recent change in their policy, unrelated to the recent data breach, may have a serious impact on the credit ratings of those who have filed for bankruptcy. By having a better understanding of this change and what it means for those […]

Results are Uncertain for Credit Report Clean-Up

Posted on August 7, 2017 - 8:08 pm by Matt Bunch

Consumers with liens or civil judgments without proper identifying records got some relief July 1, when the three major credit bureaus — TransUnion, Experian and Equifax – purged their records of that information if it was incompletely filed or had not been updated in the last 90 days. Newer material that doesn’t meet the updated […]

Are Tax Extensions Worth It?

Posted on June 28, 2017 - 2:57 pm by Matt Bunch

For various reasons, sometimes it’s simply not possible to complete and file a tax return by the April deadline. Whether it’s because all the information isn’t available, the person filing has questions they aren’t sure how to answer or a myriad of other reasons, sometimes taxpayers find that the April deadline simply isn’t going to […]

Protecting Your Firearms During Bankruptcy

Posted on May 17, 2017 - 5:38 pm by Matt Bunch

If you are faced with a bankruptcy in the state of Kentucky, there are a few items that are allowed to be kept during this time. One of these items is firearms. Although guns must be listed as assets in bankruptcy, gun collections are usually exempted under the Wildcard exemption, so you might be able […]

Bankruptcy and Income Tax Refunds: What You Need to Know

Posted on March 16, 2017 - 3:16 pm by Matt Bunch

This year, both the Easter Bunny and the Tax Man will make their rounds after the traditional April 15 tax filing deadline. The date can’t be on a weekend, and Emancipation Day is observed in Washington, D.C., on April 17. These circumstances push the cutoff to Tuesday, April 18, giving taxpayers three days more than […]

What is a Bankruptcy Audit?

Posted on February 8, 2017 - 1:54 pm by Matt Bunch

The word “audit” tends to strike fear (or at least mild apprehension) in the heart of every taxpayer, but the Internal Revenue Service isn’t the only government entity that can use its official powers to investigate citizens and their paperwork. The United States Trustee Program (USTP), part of the Department of Justice, oversees the administration of […]

Sued by Creditors?

Posted on February 8, 2017 - 1:46 pm by Matt Bunch

Collection lawsuits can be costly and time-consuming, so many creditors look for alternative debt repayment. They will repossess the collateral, stop providing the service, or accept reduced payments. While not all creditors turn to the courts to collect on an overdue debt, they do retain that right and may choose to pursue legal action if […]

Older posts

Newer posts

Caryn L. Belobraidich

Matt Bunch

Tom Bunch

Category: Bankruptcy

Category Archives: Bankruptcy