Equifax Changes Policy on Credit Ratings After Bankruptcy

Posted on December 6, 2017 - 8:18 pm by Matt Bunch

Equifax has been in the news quite a bit as of late, but a recent change in their policy, unrelated to the recent data breach, may have a serious impact on the credit ratings of those who have filed for bankruptcy. By having a better understanding of this change and what it means for those […]

Estate Planning Can Make a Difference for Loved Ones

Posted on November 29, 2017 - 8:41 pm by Matt Bunch

In the view of some people, estate planning is easy — have an attorney draw up a will, leave what you want to whom you want, and hope for the best. However, there is far more to it than that. Through estate planning, you can achieve many goals. You can give to charity, make arrangements […]

Lawsuits and Small Businesses

Posted on October 12, 2017 - 9:37 pm by Matt Bunch

For small business owners, more often than not their business is their life. Through hard work they have developed a concept and put the effort into making an idea a reality. They have given hours of their time, their efforts and their work. For the businesses that have survived, it is generally because of the […]

Results are Uncertain for Credit Report Clean-Up

Posted on August 7, 2017 - 8:08 pm by Matt Bunch

Consumers with liens or civil judgments without proper identifying records got some relief July 1, when the three major credit bureaus — TransUnion, Experian and Equifax – purged their records of that information if it was incompletely filed or had not been updated in the last 90 days. Newer material that doesn’t meet the updated […]

Are Tax Extensions Worth It?

Posted on June 28, 2017 - 2:57 pm by Matt Bunch

For various reasons, sometimes it’s simply not possible to complete and file a tax return by the April deadline. Whether it’s because all the information isn’t available, the person filing has questions they aren’t sure how to answer or a myriad of other reasons, sometimes taxpayers find that the April deadline simply isn’t going to […]

Protecting Your Firearms During Bankruptcy

Posted on May 17, 2017 - 5:38 pm by Matt Bunch

If you are faced with a bankruptcy in the state of Kentucky, there are a few items that are allowed to be kept during this time. One of these items is firearms. Although guns must be listed as assets in bankruptcy, gun collections are usually exempted under the Wildcard exemption, so you might be able […]

Tax Filing Deadline is Fast Approaching

Posted on April 13, 2017 - 1:19 pm by Matt Bunch

When you see just as many ads for tax preparers as car dealers, you know it must be that time again. One of life’s two certainties, taxes are required contributions levied by the government. Income tax is the single biggest revenue source for the U.S. federal government and was first used to fund the Civil […]

Bankruptcy and Income Tax Refunds: What You Need to Know

Posted on March 16, 2017 - 3:16 pm by Matt Bunch

This year, both the Easter Bunny and the Tax Man will make their rounds after the traditional April 15 tax filing deadline. The date can’t be on a weekend, and Emancipation Day is observed in Washington, D.C., on April 17. These circumstances push the cutoff to Tuesday, April 18, giving taxpayers three days more than […]

New Bankruptcy Bar Date Drops from 120 Days to 70 Days

What is a Bankruptcy Audit?

Posted on February 8, 2017 - 1:54 pm by Matt Bunch

The word “audit” tends to strike fear (or at least mild apprehension) in the heart of every taxpayer, but the Internal Revenue Service isn’t the only government entity that can use its official powers to investigate citizens and their paperwork. The United States Trustee Program (USTP), part of the Department of Justice, oversees the administration of […]

Sued by Creditors?

Posted on February 8, 2017 - 1:46 pm by Matt Bunch

Collection lawsuits can be costly and time-consuming, so many creditors look for alternative debt repayment. They will repossess the collateral, stop providing the service, or accept reduced payments. While not all creditors turn to the courts to collect on an overdue debt, they do retain that right and may choose to pursue legal action if […]

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